Life Insurance Australia
Life insurance cover,
making tomorrow
feel simpler.
Life insurance cover, making tomorrow feel simpler.
How much life insurance do I need? Let's work it out.
What is Life Insurance?
Life insurance is a simple way to help protect the people who matter most financially if you're no longer around. You choose an amount of cover, pay a regular premium, and if you pass away while your policy is in place, a lump sum is paid to the people you've nominated.
That money can help your loved ones manage the financial things that don't stop when you're gone, such as the mortgage, everyday living expenses, childcare, debts, or future plans. Life insurance isn't about predicting what might happen. It's about making sure the people you love have more choices and greater financial security if the unexpected occurs.
It can also help protect your lifestyle, income, and financial security if life doesn't go to plan. Whether it's protecting your income or helping manage the financial impact of illness or disability, the right cover can provide valuable peace of mind when it's needed most.
And it doesn't have to be complicated. Keystone Life makes it easier to understand your options, estimate different levels of cover using a transparent methodology, and compare your choices with certainty.
Life insurance made simple.
Confidence made possible.
Keystone Life takes the complexity out of life insurance. We're here to make life insurance easier to understand, easier to compare, and easier to navigate.
Giving you the clarity and confidence to make decisions about protecting what matters most.
How much life
insurance cover do
I need?
Run the calculator. Free, instant and nobody's going to call you.
Spend 2 minutes today helping protect what matters most tomorrow.
Or you can jump straight to a quote if you know what you're after.
Insurers we work with
What does life insurance
cover?
Personal insurance helps protect what matters most.
Depending on the type of cover, it can provide financial support for you or your loved ones if you're unable to work, suffer a serious illness or injury, become permanently disabled, or pass away.
Life Insurance.
01Pays a lump sum to your family if you pass away or are diagnosed with a terminal illness. Usually used to clear debts like the mortgage, and to help your family cover everyday living costs without your income
TPD Insurance.
02Pays a lump sum if you become totally and permanently disabled and are unlikely to ever work again. It's the 'what if I never work again' safety net.
Trauma Insurance.
03Pays a lump sum the moment you're diagnosed with a serious illness or injury - cancer, heart attack, stroke and the like. It's not about being unable to work, it pays out on diagnosis.
Income Protection.
04Pays you a regular monthly income, generally up to 70% of what you were earning, if illness or injury stops you from working, so the bills keep getting paid while you focus on getting better.
How much does life insurance cost?
When you're ready to talk it through, book a chat.
You've seen the numbers and estimated the cost. Booking a quick chat is the easiest way to get moving. No pressure, no obligation, just a chat.